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identity
shield

Identity theft is a growing
concern throughout the United States, and it’s a threat from which no
one is immune. It has become so prevalent that most people, if not
victims themselves, know someone who has been a victim.
The crime can be
devastating, and is often costly and time-consuming to resolve.
We are proud to offer
Farmers Identity Shield. This product not only assists in fixing your
identity problems but also provides the tools to detect problems when
they begin. Farmers Identity Shield is a comprehensive package of
coverage and services to help you safeguard your identity.
Why is Identity Shield needed?
Identity theft is the fastest
growing crime in the U.S. It has been listed as the #1 consumer
complaint for seven consecutive years.
According to the Federal Trade Commission:
-Losses stemming from identity theft
total more than $56 Billion annually
-Out-of-pocket expenses for victims are increasing
-The average victim takes 175 hours to restore their lives after
identity theft
-There are 27,000 new victims of identity theft daily
What does it provide?
Coverage
-$28,500 expenses
-$1,500 indemnity
-Credit monitoring
-Continuous monitoring of credit files as well as publicly accessible
records for fraudulent activity for two people.
-Annual identity report with
details of the customer’s credit file and public records.
Victims of identity theft or those who suspect they may be victims
receive:
-Identity resolution services for the entire household
-24/7 access to an advocate to guide the victim through the identity
recovery process.
-Preparation of correspondence necessary to notify all relevant parties
of the fraud (credit bureaus, financial institutions, etc.)
-Creation and maintenance of a case file of all phone calls, documents
and results.
-Assistance in placing fraud alerts and security freezes with credit
bureaus.
Even if you are not a victim of identity theft:
-Professional on call to answer questions regarding identity safety
concerns.
-Assistance in replacing lost, stolen or damaged identification
documents (birth certificate, passport, etc.)
-E-mail tips and news to help prevent identity theft Access to Farmers’
informative Web site
www.FarmersIdentityShield.com.
More Specialized services for military members, families with children
and those who have lost a spouse
Unique services for those traveling abroad
How much does it cost?
Texas Family Home Policy = $45
All other Farmers Homeowner types* = $65
Security Tips
-Identity theft can hit you no matter where you live or what your
income. Know how to protect yourself:
-Do not carry your Social Security card in your wallet.
Use online bill pay and e-bills to reduce the amount of sensitive data
in your mail.
-Use a secure locking mailbox or a post office box.
-Shred with a crosscut shredder anything that contains your name,
address, or other sensitive data before discarding.
-Never write your Social Security number on your checks.
* This includes Special
Form, Protector Plus, Condo, Renters, Texas HOA |